Answers on Aging

Episode 7: How do I pay for Long Term Care?

By Todd Whatley and Sara Scott


Find out how to pay for in-home care, assisted living, memory/dementia care, and nursing home care.

So many myths about “Medicaid” that cause people to go broke. Some levels of care don’t accept all types of payor sources. 

How can a spouse keep at least half of their estate, their home, a car, and STILL have their nursing home spouse get care paid for by Medicaid???

Payor Sources for Care:
*Private Pay (all levels accept this)

*LTC Insurance



*VA Benefits

*Grants for respite care or home improvements related to specific  diagnosis.

Know/understand your financial options for LTC
Get documents in order

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Hosted By

Todd Whatley and Sara Scott

Sara Scott is a licensed Nursing Home Administrator and consultant to attorneys regarding nursing home issues and also works with families to find the best level of care for their needs. She has worked with countless seniors and their families since 2008 in various capacities and has a sincere motivation for helping those individuals achieve the best quality of life possible. Todd Whatley is a Certified Elder Law Attorney with 20+ years of experience and is past President of the National Elder Law Foundations the governing organization over all Certified Elder Law Attorneys nationally. He has worked with thousands of families helping them plan for the future and get the care they need without losing everything they have to pay for care. Todd and Sara also have a live weekly local radio show on, every Wednesday morning, from 9am-10am, Central Time, and would love for you to check it out!

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