Answers on Aging

Episode 6 (Part 1 of 4): how do I know if it is time for a little bit of help?A comparison between Retirement/Senior Apartments and Independent Living Communities.

By Todd Whatley and Sara Scott


A comparison between Retirement/Senior Apartments and Independent Living Communities

Retirement Communities: Generally resemble neighborhoods; Sometimes gated/security provided; Usual maintenance/grounds keeper provided; Onsite Manager; Residents are completely independent and can keep driving; Private Pay, sometimes based on income.

Independent Living Communities: Single cottage-style or apartments; Director on site; Common dining/activity space (clubhouse); Daily checks/calls; Residents independent but can often contract-out assistance for lower-levels of care; Private Pay and VA Aid and Attendance

Resource: “Senior Apartment vs Independent Retirement Community” from The Laureate Way

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Todd Whatley and Sara Scott

Sara Scott is a licensed Nursing Home Administrator and consultant to attorneys regarding nursing home issues and also works with families to find the best level of care for their needs. She has worked with countless seniors and their families since 2008 in various capacities and has a sincere motivation for helping those individuals achieve the best quality of life possible. Todd Whatley is a Certified Elder Law Attorney with 20+ years of experience and is past President of the National Elder Law Foundations the governing organization over all Certified Elder Law Attorneys nationally. He has worked with thousands of families helping them plan for the future and get the care they need without losing everything they have to pay for care. Todd and Sara also have a live weekly local radio show on, every Wednesday morning, from 9am-10am, Central Time, and would love for you to check it out!

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